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BSB 650 000

Our Everyday Account with 100% interest offset can help you save money on your home loan.

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Our everyday accounts are designed for everyday spending, whenever and wherever you are.

  • Mortgage Offset Account Overview

    By linking your Everyday Account you could save yourself thousands

    When linked to our Premium Plus Package Home Loan or Premium Variable Home Loan, our Everyday Account with 100% interest offset could save you thousands of dollars over the life of your loan.

    Plus you get easy access to your money when you need it most whenever and wherever you are.

  • How it works

    How an offset account works

    If you have an outstanding loan balance of $120,000, but have a balance of $7,000 in your Everyday Account with 100% interest offset, the $7,000 will be subtracted from the $120,000 and interest will only be charged to the loan account on the resulting $113,000. 

    You’ll enjoy all the benefits of our great Everyday Account with unlimited free Newcastle Permanent transactions Australia wide, and easy access to your money online, on your mobile, over the phone, overseas and anywhere Visa is accepted with your Visa Debit Card**.

Everyday Account with 100% Interest Offset Overview

Account Keeping Fee Nil
Branch Withdrawal Nil
EFTPOS Fee Nil
Newcastle Permanent ATM Enquiry Fee Nil
Newcastle Permanent ATM Withdrawal Fee Nil
Interest rates effective as of 29/11/2020 and are subject to change without notice.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.