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BSB 650 000

The next thing you buy could be on us!**

Each month we are making it rain for 30 lucky customers! Make a $10 - $100 purchase using your Visa Debit card, and you could win the same amount back.

Open an account

**T&Cs apply. Eligible transaction accounts only. Closes 31/12/21.
NSW Authority No. TP/01287

Apple Pay now available!

Apple Pay is now available for all personal Newcastle Permanent Visa Debit or Value+ Credit Card holders. It’s the easy, secure and private way to pay.



Find out more

"Using the mobile app helped me keep on track with my savings goal." Luke, Cardiff South

  • Basic Access Account Overview

    Basic Access Account

    If you’re after a low volume transaction account with no monthly fees, our Basic Access Account includes all the essential features you need.

    • Pay no monthly account keeping fees – ever
    • Get four free everyday transactions each month
    • 24/7 worldwide access to your money wherever Visa is accepted^
    • Internet Banking transactions on your mobile, tablet or desktop computer

    Free Everyday Transactions^^ You will receive four free 'Everyday Transactions' each month.
    Free Internet Banking transactions Available
    Account Keeping Fee Nil
    Branch Withdrawal Fee $3.00
    eftpos Fee $0.60
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

  • Accessing your money

    Enjoy the essentials with our Basic Access Account.

    If you only need to make a few transactions a month or want a secondary transactional account for things like online shopping, this account makes it easy to manage your money.

    And with a Visa Debit Card^, you can access your money anywhere Visa is accepted.

    Plus - you can do your banking on the go using our family of mobile and tablet banking apps.

Interest rates effective as of 25/10/2021 and are subject to change without notice.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
**To enter, have an open Newcastle Permanent Basic Access Account, Everyday Account or Special Monthly Interest Account and use your Visa Debit card to make at least one purchase between $10 and $100 from 17/09/21 to 31/12/21. Prizes are drawn monthly during the Promotion period. No limit on number of entries per person, however you can’t win more than once per month. Terms and Conditions apply for the “This One’s On Us!” Visa Transaction Account Promotion. NSW Authority No. TP/01287