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BSB 650 000

Basic Access Account

Banking made simple with our no-fuss transaction account.

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The no-fuss bank account

  • Basic Access Account Overview

    Basic Access Account

    If you’re after a low volume transaction account with no monthly fees, our Basic Access Account includes all the essential features you need.

    • Pay no monthly account keeping fees – ever
    • Get four free everyday transactions each month
    • 24/7 worldwide access to your money wherever Visa is accepted**
    • Internet Banking transactions on your mobile, tablet or desktop computer

    Free Everyday Transactions^^ You will receive four free 'Everyday Transactions' each month.
    Free Internet Banking transactions Available
    Account Keeping Fee Nil
    Branch Withdrawal Fee $2.50
    EFTPOS Fee $0.60
    Newcastle Permanent ATM Enquiry Fee Nil
    Newcastle Permanent ATM Withdrawal Fee Nil

  • Accessing your money

    Enjoy the essentials with our Basic Access Account.

    Whether you need a second transactional account for things like online shopping or overseas travel, or if you only need to make a few transactions a month, this account makes it easy to manage your money.

    And with a Visa Debit Card, you can access your money anywhere Visa is accepted around the world.

    Plus - you can do your banking on the go using our family of mobile and tablet banking apps.

Our everyday accounts are designed for everyday spending, whenever and wherever you are.

Get in touch

  • Contact us Call 13 19 87

  • Enquiry Make an enquiry

    One of our friendly Financial Advisers will respond to your enquiry within one business day (Monday to Friday).

    All information is required unless otherwise stated as optional.

    We will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Home Loan Experts will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

    One of our friendly Personal Loan Experts will respond to your enquiry within one business day.

    All information is required unless otherwise stated as optional.

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    Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.

    Security against Loan

    The car should be less then eight years old and for personal use only.

    The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.

    To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.

    Financial statements for the past two financial years will be required to support your application.

    Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.

    Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.

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    Here’s some information for you: Terms and conditions apply and will be included with our loan offer.

    Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.

    Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

    Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.

    Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.

  • Locate us Find a local branch

    Find a local branch or ATM

    Find a Newcastle Permanent Branch or ATM* by typing in the suburb or postcode below:

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Here’s some information for you:
Interest rates effective as of 19/10/2019 and are subject to change without notice.
^Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.