Here's some more information for you: 
*Terms and Conditions apply and are available on request from Newcastle Permanent Building Society Limited ACN 087 651 992 Australian Credit Licence/Australian Financial Services Licence 238273. Competition opens 04/02/2019 and closes 03/03/2019. Competition Terms & Conditions of Entry are available here (PDF). Prizes will be drawn 13/02/2019, 20/02/2019, 27/02/2019 and 06/03/2019. Prize is one (1) $1,000 cash prize per week during the competition period (total of four (4) $1,000 cash prizes) to be deposited into the winning accounts. NSW Permit No. LTPM/19/04047. This information has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on this information, you should consider its appropriateness having regard to these matters and the product Terms and Conditions.
** Newcastle Permanent Visa cards are accepted anywhere where Visa is accepted worldwide.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $150 higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month.
^^For more information about ‘Everyday Transactions’, refer to the product schedule.
#For accounts opened from 1 March 2018, a Fixed Introductory Bonus Rate (currently at 1.70% p.a.) will apply for 3 months after account opening on top of the current variable Standard Rate. This introductory offer is only available to new Online Savings Account holders who have not held an Online Savings Account with us during the last 6 months, and also have an Everyday Account, a Home Loan or a Credit Facility with us at the time interest is applied. At the end of the 3 month introductory period, the then current variable Standard Rate will apply to the Online Savings Account. Details of the Introductory Bonus Rate applicable to accounts opened from 1 December 2017 to 28 February 2018 can be obtained by contacting us on 13 19 87.
Interest rates effective as of 22/08/2019. All rates are variable and are subject to change without notice, but the fixed Introductory Bonus rate component will not change while it applies.