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Information | Security
BSB 650 000
Wednesday 4 May, 2016.
On Tuesday 3 May 2016 the Reserve Bank of Australia (RBA) announced its decision to reduce the official cash rate by 0.25%, from 2.00% to a new record low of 1.75% pa.
We have made the decision to pass on the full 0.25% reduction to variable rate home and business loans, effective Thursday 19 May 2016. This change keeps our variable rate home loans at the ‘top of the pack’ versus the major banks by a significant margin (see charts below).
The exceptional value we provide to members is also recognised by independent financial market experts including CANSTAR, which has recently awarded us with 24 five-star ratings for our home loans – more than twice as many as the best of the major banks. In addition we are Money magazine’s Australian Home Lender of the Year for the second time.
The comparison table below shows how competitive our variable rate loans continue to be following this rate reduction.
*Charts reflect interest rates after the effective dates of major banks’ and NPBS’ announcements.
Download the full media release.
One of our friendly Financial Advisers will respond to your enquiry within 1 business day (Monday to Friday).
All information is required unless otherwise stated as optional.
One of our friendly Member Service Officers will respond to your enquiry within 1 business day.
One of our friendly Home Loan Experts will respond to your enquiry within 1 business day.
One of our friendly Personal Loan Experts will respond to your enquiry within 1 business day.
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We issue this to you when you apply for access to internet or phone banking. If you are having trouble locating your member number, please contact our Member Support Centre on 13 19 87.
Please be aware to borrow this amount you will be required to provide security. You may continue with your online enquiry, providing security where requested, or you can contact our Member Support Centre on 13 19 87 to discuss our security requirements prior to completing your enquiry.
The car should be less then eight years old and for personal use only.
The motorcycle should be less then seven years old at the end of the loan term. Please note that only on-road and dual purpose motorcycles are accepted as security for a Personal Loan.
To be used as security this account must be held with the Newcastle Permanent. If you would like to transfer your Term Deposit to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.
If the property is mortgaged, the mortgage must be held with the Newcastle Permanent to be accepted as security. If you would like to transfer your Mortgage to the Newcastle Permanent please contact our Member Support Centre on 13 19 87.
Financial statements for the past two financial years will be required to support your application.
Please note that unemployment benefits are not accepted as eligible income to apply for a Personal Loan. You may contact our Member Support Centre directly on 13 19 87 for further clarification on acceptable sources of income.
Acceptable Pension type: Aged, Disability, Veterans Affairs and Carers. If you are receiving any other type of pension you may not be eligible for a Personal Loan. Please contact our Member Support Centre on 13 19 87 to discuss your eligibility.
This will help direct your enquiry
Here’s some information for you: Terms and conditions apply and will be included with our loan offer.
Here’s some information for you: Newcastle Permanent Building Society AFSL 238273.
Here’s some information for you : Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
Here's some more information for you: This enquiry does not constitute a loan or pre-approval. Applications for credit are subject to Newcastle Permanents normal credit approval process. Full terms and conditions will be included with our loan offer. Fees and charges are payable.
Here’s some information for you: Applications for finance are subject to Newcastle Permanent's normal credit approval process.
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