We’ve been recognised as having the best value home loans in Australia by Mozo

Is your home loan a winner?

  • Mozo Expert Choice Award Logo Home Lender of the Year
  • Mozo Expert Choice Award Logo Fixed Home Loan
  • Mozo Expert Choice Award Logo Packaged Home Loan
  • Mozo Expert Choice Award Logo Split Home Loan
  • Mozo Expert Choice Award Logo Investor Fixed Home Loan

Our range of home loans have been recognised as the best in Australia

We are proud to announce that we have out-performed all the major and regional banks, recently winning the 2018 Mozo Experts Choice ‘Home Lender of the Year’ Award.

Late last year, we were also awarded the Mozo’s People’s Choice award for Outstanding Customer Satisfaction, so you can be confident that banking with us is a winning choice!

Talk to us today!

13 19 87

Weekdays - 8am-8pm
Saturday - Sunday 8am-4pm

“With 525 home loans under our experts’ radar this year, to be receiving the Mozo Expert’s Choice Award indicates Newcastle Permanent home loans are the country’s best in terms of value.”

Kirsty Lamont, Mozo Director
Mozo Home Lender of the Year 2018 Award
Here's some more information for you: 
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest rates effective as of 20/11/2018 and are subject to change without notice.
***Discounted interest rates are available for new borrowers applying for a Premium Plus Package Home Loan for an owner occupied home with principal and interest repayments with a minimum balance of $150,000. Existing Newcastle Permanent customers are eligible to receive the discounted interest rate if: 
•they have a Premium Plus Package Home Loan for an owner occupied home with principal and interest repayments and they increase it by a minimum of $150,000 in new borrowings; or 
•they convert an existing Newcastle Permanent loan to a Premium Plus Package Home Loan for an owner occupied home with principal and interest repayments and they increase it by a minimum of $150,000 in new borrowings.  
Converted borrowings do not constitute new borrowings. The discounted interest rate is determined by reference to the applicable Loan to Valuation Ratio (LVR). At the current time, the LVR requirements are as follows:
Discount 1 - For loans with an LVR of less than 90%, a discount of 0.56% is deducted from the Premium Plus Package Variable Rate Tier 4.
Discount 2 - For loans with an LVR of equal to or greater than 90% and less than 95%, a discount of 0.46% is deducted from the Premium Plus Package Variable Rate Tier 4.
Terms and conditions, fees and charges apply.
© Newcastle Permanent Building Society Limited 2015-2018. ACN 087 651 992 Australian Financial Services Licence / Australian Credit Licence 238273