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Discover our personal banking products

See how our award-winning home loans, personal loans, savings accounts, and other banking products can help you.

Customer-owned banking since 1903

  • Financial strength icon Financial strength Australia’s largest building society~.
  • Better value banking icon Better value banking No shareholders means profits are reinvested to benefit customers.
  • Banking anywhere Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community Support Over $1.5m invested in local communities each year.

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Here’s some information for you:
~ almost $10bn in total assets, 2016 Annual Report.
^^ For a limited time we will be offering a special discount (currently at 0.70% p.a.) off the standard Fixed Interest Rate for Owner Occupied Fixed Rate Home Loans with repayments (Principal & Interest or Interest Based) approved from 24 April 2017. To be eligible for the discount, the Fixed Rate Home Loan must settle within 60 days of the day we approve your loan. If the loan settles after the 60 day period, the standard Fixed Interest Rate for that loan term with no discount will apply. The discount is applicable to the fixed term of your loan only.
* The comparison rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. Comparison rates for variable rate loans with interest based repayments are calculated based on an initial 5 year period for interest based repayments. Comparison rates for fixed rate loans with interest based repayments are calculated based on an initial period for interest based repayments equal in length to the fixed period. You should consider whether the loan is suitable for you. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
^ATMs include both Newcastle Permanent branded and Westpac Group ATMs. Westpac Group ATMs are the network of ATMs operated by Westpac Banking Corporation, St. George Bank, Bank SA and Bank of Melbourne.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
Interest rates effective as of 22/06/2017 and are subject to change without notice.