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Discover our personal banking products

See how our award-winning home loans, personal loans, savings accounts, and other banking products can help you.

Customer-owned banking since 1903

  • Financial strength icon Financial strength Australia’s largest building society~.
  • Better value banking icon Better value banking No shareholders means profits are reinvested to benefit customers.
  • Banking anywhere Banking anywhere, anytime Online, mobile and worldwide access to your money.
  • Community support icon Community Support Over $1.5m invested in local communities each year.

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Here’s some information for you:
~ almost $10bn in total assets, 2016 Annual Report.
^ATMs include both Newcastle Permanent branded and Westpac Group ATMs. Westpac Group ATMs are the network of ATMs operated by Westpac Banking Corporation, St. George Bank, Bank SA and Bank of Melbourne.
** Newcastle Permanent Visa Cards are accepted anywhere, where Visa is accepted worldwide.
*Comparison Rate calculated on loan amount of $10,000 for a term of 3 years based on monthly repayments. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
You should consider the Terms and Conditions in deciding whether to acquire, or to continue to hold these products. Fees and charges may apply.
Interest rates effective as of 27/03/2017 and are subject to change without notice.
* When making a purchase (or using Visa payWave) with your Newcastle Permanent Visa card. Excludes Business+ Credit Cards. Maximum 50 entries per account. Fees and charges may apply. Terms and Conditions apply.
***Interest rates effective as of 27/03/2017 and are variable and subject to change without notice. Interest is earned for every calendar month that your Smart Saver Account closing balance on the last day of the month is at least $150 (or $10 where all account holders are under 25 years of age as at the last day of the month) higher than the opening balance on the first day of that month (excluding any amounts of interest earned on the account in that month) and no more than 2 withdrawals have been made from the account during that month. For further information regarding interest and the product generally, please review the applicable Terms and Conditions