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Move into a multi-award winning home loan
Over the years we’ve found that being big only gets you so far, but being smart gets you further. It’s helped us to develop products that have been recognised as some of the best in the country by industry professionals.
Our Premium Plus Package (Premium Variable 250-499k) has been awarded Cheapest Home Loan Package (Non Bank) in Money magazine's Best of the Best Awards 2014, and also comes with a 5 Star Canstar Rating. An annual package fee applies.
100% Offset Facility
Redraw on additional repayments when you need extra cash
$0 Application Fee
Discounts on a range of insurance products~
$0 annual Value+ Credit Card Fee
$0 application fee for Personal and Car Loans
Limited time offer - $1,000 Cashback!*
Switch your home loan to Newcastle Permanent now and score $1,000 cashback*! Plus you could end up with thousands more in your pocket over the life of your loan compared with a 'big 4' bank.
Simply refinance your home loan from another financial institution on a loan of $150,000 or above and we’ll deposit the $1,000 to the loan account of the refinanced loan. Apply before 19 December 2014 and settle by 31 March 2015.
* View the cashback terms and conditions
- This offer is provided by Newcastle Permanent Building Society Ltd ABN 96 087 651 992 of 307 King Street Newcastle West NSW 2302 ("NPBS").
- This offer commences 4 August 2014 and closes 19 December 2014 ("Offer Period").
- This offer is open to Australian residents only, including employees of NPBS and their immediate family.
- A payment under the Cashback Offer ("Cashback Payment") will be paid for residentially secured home loans refinanced from another financial institution to NPBS during the Offer Period as follows.
- A borrower must refinance to NPBS a residentially secured home loan from another financial institution to be eligible for the Cashback Offer. A borrower's loan application in conjunction with this Cashback Offer will be subject to NPBS's usual credit assessment and approval processes.
- The Cashback Payment is $1,000 where as a result of a refinance under the Cashback Offer, the total loan refinanced, either jointly or individually with NPBS is $150,000 or more.
- The initial loan application must be received during the Offer Period.
- The approved loan must commence (i.e. be funded) by 31 March 2015.
- A borrower is eligible for a Cashback Payment only once during the Offer Period. Once a loan application that is eligible for a Cashback Payment is received, no further loans which include that borrower, jointly or individually will be eligible for a Cashback Payment.
- Fees and charges apply to loans taken out under this Cashback Offer. Refer to the Schedule of Fees and Charges for Home Loans.
- The Cashback Payment will be deposited to the loan account for the refinanced loan after the settlement date. The Cashback Payment will not be made to the borrower in cash (i.e. notes and/or coin) or cheque.
- A borrower cannot transfer or assign his or her right to the Cashback Payment to any other person.
- NPBS accepts no responsibility for any tax implications that may arise from the Cashback Offer. The borrower should seek their own independent advice in this regard.
- Participation in the Cashback Offer is deemed acceptance of these terms.
Premium Plus Package Home Loan – Say hello to a new low!
For a limited time we are offering a special packaged home loan discounted rate of 4.62%p.a.** (comparison rate 4.97%p.a.†) if you have more than 20% equity and a minimum home loan of $250,000.
Also, for a limited time, if you have 10% equity or more we are waiving the minimum loan amount required to access Premium Plus Package Tier 4 rate.*** An annual package fee applies.
View our interest rates.
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