Interest rates from+

4.87% per annum

Comparison Rate

5.21% per annum

Get easy access to your money - where ever you are


Move into a multi-award winning home loan


Over the years we’ve found that being big only gets you so far, but being smart gets you further. It’s helped us to develop products that have been recognised as some of the best in the country by industry professionals.

Our Premium Plus Package (Premium Variable 250-499k) has been awarded Cheapest Home Loan Package (Non Bank) in Money magazine's Best of the Best Awards 2014, and also comes with a 5 Star Canstar Rating.


100% Offset Facility


Redraw on additional repayments when you need extra cash


$0 Application Fee


Discounts on a range of insurance products~


$0 annual Value+ Credit Card Fee


$0 application fee for Personal and Car Loans



Premium Plus Package Home Loan – Special Interest Rates+

For a limited time new loan applicants applying for a new Premium Plus Package Home Loan can take advantage of our best discounted rate (Tier 4) below. Tier 4 is usually only available for combined loan balances of over $900,000.

View our interest rates.


So why do your banking with us?

Copyright © Newcastle Permanent Building Society Limited ACN 087 651 992. Australian Financial Services Licence / Australian Credit Licence 238273

Interest rate effective as of 23/07/2014 and is subject to change without notice.

Terms and conditions for personal accounts and credit cards apply. Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

# An annual package fee applies

† The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. A Comparison Rate Schedule is available at any Newcastle Permanent branch or can be downloaded from our website at WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.

+ Offer available for new loan applications only. Special offer is for a limited time only. Premium Plus Package Tiers are determined by your combined total home loan balances and available to new applicants.

Figures taken from the Newcastle Permanent 2012-2013 Annual Report.

~ Newcastle Permanent Building Society Limited ACN 087 651 992 acts under its own Australian Financial Services Licence 238273 in arranging these insurances. Home, Contents, Travel, Motor and Landlords Insurance are issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance, AFSL 230859. You can get a Product Disclosure Statement (PDS) for these Insurance products from any branch of Newcastle Permanent Building Society or by phoning 13 19 87. You should consider the PDS in deciding whether to buy or continue to hold any of these products.

^ "ATM'"s include all Newcastle Permanent ATMs and more than 2900 ATMs Australia wide through the Westpac Group ATM network, which also includes St.George Bank Limited, Bank of Melbourne and Bank SA ATMs. For information on Westpac Group ATMs please visit, visit one of our branches or phone 131987.

* Net assets under management as at 30/06/2012.