Premium Plus Package Home Loan
  Interest rates from+

4.42% per annum

Comparison Rate

4.77% per annum

What will my repayments be?How much can I borrow?View our interest ratesCompare our home loans

 

Move into a multi-award winning home loan

 

Money MagazineOver the years we’ve found that being big only gets you so far, but being smart gets you further. It’s helped us to develop products that have been recognised as some of the best in the country by industry professionals.

Our Premium Plus Package is packed with features and also comes with a 5 Star Canstar Rating. An annual package fee applies.
 

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100% Offset Facility

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Redraw on additional repayments when you need extra cash

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Discounts on a range of insurance products~

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$0 annual Value+ Credit Card Fee

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$0 application fee for Personal and Car Loans

 

Premium Plus Package Home Loan – Say hello to a new low!

For a limited time we are offering a special packaged home loan discounted rate of 4.09%p.a.* (comparison rate 4.45%p.a.~) if you have an owner occupied home loan of 250,000 or more and more than 20% equity in your property.

Also, for a limited time, if you have 10% equity or more we are waiving the minimum loan amount required to access Premium Plus Package Tier 4 rate - owner occupied home loans only.*** An annual package fee applies.

View our interest rates.

 

Here's some more information for you:

The calculator results are indicative only and are based on the accuracy of information provided by you. The calculator results have been prepared without taking into account your personal circumstances. We recommend you obtain professional financial and legal advice before making any financial decision. The calculator results are estimates only and do not constitute a quote or loan offer. Weekly loan repayments are based on 52 weekly repayments. Fortnightly loan repayments are based on 26 fortnightly repayments. The repayment amounts do not include Society fees and Government charges that may apply to this type of loan.

 

Here's some more information for you:

The calculator results are indicative only and are based on the accuracy of information provided by you. The calculator results have been prepared without taking into account your personal circumstances. We recommend you obtain professional financial and legal advice before making any financial decision. The calculator results are estimates only and do not constitute a quote or loan offer. Weekly loan repayments are based on 52 weekly repayments. Fortnightly loan repayments are based on 26 fortnightly repayments. The repayment amounts do not include Society fees and Government charges that may apply to this type of loan.

 

Fixed rate home loans

  Rate Comparison Rate ~
1 Year Fixed Rate 3.69%p.a. 5.00%p.a.
2 Year Fixed Rate 3.79%p.a. 4.89%p.a.
3 Year Fixed Rate 4.09%p.a. 4.86%p.a.
4 Year Fixed Rate 4.49%p.a. 4.92%p.a.
5 Year Fixed Rate 4.59%p.a. 4.92%p.a.

 

 

 


Copyright © Newcastle Permanent Building Society Limited ACN 087 651 992. Australian Financial Services Licence / Australian Credit Licence 238273

Interest rate effective as of 01/09/2015 and is subject to change without notice.

Terms and conditions for personal accounts and credit cards apply. Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

† The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. A Comparison Rate Schedule is available at any Newcastle Permanent branch or can be downloaded from our website at www.newcastlepermanent.com.au. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.

+ Offer available for new loan applications only. Special offer is for a limited time only. Premium Plus Package Tiers are determined by your combined total home loan balances and available to new applicants.

*Minimum loan size $250,000 with maximum LVR 80% (more than 20% equity) - available for owner occupied loans only.  Applications for finance are subject to Newcastle Permanent’s normal credit approval process. Terms and conditions, fees and charges apply.

*** Maximum LVR of less than or equal to 90% (10% equity or more) - available for owner occupied loans only. Applications for finance are subject to Newcastle Permanent’s normal credit approval process. Terms and conditions, fees and charges apply.