Managing & accessing your money
while you're away
Here are some of the practical ways you can manage and access your money while you’re travelling. For increased security and flexibility, it's often best to use a combination of these methods:
- Cash Passport
A cash card that allows you to withdraw local currency from ATMs worldwide.
- Travellers cheques
A safe and convenient way to carry money overseas, in various world currencies.
- Value+ Credit Card
A great value Visa credit card with a great low rate and up to 55 days interest free.
- Visa Debit Card
Provides you with direct access to your funds, wherever Visa is accepted - here and overseas.
- Foreign Currency
We can supply you with banknotes in over 35 currencies.
- Sending Money Overseas
We can provide you with a variety of trusted and reliable ways to transfer money overseas.
Cash Passport
A safe and convenient way to access cash overseas. The Cash Passport card is quite simply a cash card, which you pre-load with funds before you travel. It enables you to obtain local currency from over one million VISA and PLUS ATMs around the world. It is a safer and more convenient way to access cash overseas.
Key features
- Accepted at over one million VISA and PLUS ATMs around the world.
- Second (back up) card free of charge (in case you lose the first one).
- PIN protected, ensuring maximum security.
- Available in 4 currencies: AUD, EUR, GBP, USD.
- Easy access to cash, in local currency.
- 24 hour card assistance available from all around the world.
Convenience
A Cash Passport offers all the convenience of plastic cards with the security of travellers cheques. Cards can be purchased in any amount from $250 to $25,000 and give you 24 hour access to your funds with no daily withdrawal limits. You do not have to be over 18 and extra funds can be added as required. If you wish to lock in an exchange rate before you travel, cards can be purchased in US Dollars, British Pounds and Euros as well as Australian Dollars. A cardholder website is available to provide card balances, transaction histories, change PINs and provide ATM locations.
Security
No value is kept on the card so if a card is lost or stolen, no one can access your money provided the PIN remains a secret. For added convenience, you will receive a second card free of charge. Support is available at any time.
Easy to budget
Unlike credit or debit cards, you cannot overspend with a Cash Passport. The amount of each withdrawal is deducted instantly from the card balance.
Reloadable
You can keep your card for your next trip by simply loading more funds onto it. There is no limit to the number of reloads you can make, however cards expire 3 years after activation. If you do require a refund of the balance, you can go to an ATM or return to any branch.
Travelex Emergency Assistance
Cash Passport comes with free Travelex Emergency Assistance protection. This is an emergency service available day or night, designed to make sure that your trip is not ruined by any unforeseen events.
Drop into any branch to open a Cash Passport or call 13 19 87 for more information.

Travellers cheques
A tried and tested way to take your spending money overseas. Travellers cheques are available in Thomas Cook MasterCard and VISA brands. Travellers cheques are accepted at thousands of locations worldwide, including banks and Bureaux de Change, where you can exchange them for local currency or use them directly to pay for goods or services.
Travellers cheques are one of the safest ways to carry money, wherever you go. Available in a range of currencies, travellers cheques are easy to use.
It is reassuring to know that if your cheques are lost or stolen, it is quick and easy to replace them with the Worldwide Refund Service to help you, 24 hours a day, 365 days a year, wherever you are in the world.
And remember, if you have any unused travellers cheques, you can keep them for your next trip.
Drop into any branch to purchase travellers cheques or call 13 19 87 for more information

Foreign currency
Another way to organise your overseas spending money is to purchase your foreign currency before you leave. We can supply you with banknotes in over 35 currencies in a variety of denominations.
Drop into any branch to order your currency and please allow two business days for delivery.

Here's some more information for you:
Newcastle Permanent Building Society Ltd (ABN 96 087 651 992) as Travelex Holiday Money Agents. Travelex Limited (ABN 36 004 179 953). Any advice on this web page has been prepared without taking into account your objectives, financial situation or needs. You should consider the appropriateness of the advice having regard to your personal circumstances. You can get a Product Disclosure Statement (PDS) for these products at any Newcastle Permanent branch or Travelex office, or by phoning 13 19 87. You should consider the Product Disclosure Statement (PDS) before deciding whether to acquire or to continue to hold the relevant product.