Managing & accessing your money
while you're away

Here are some of the practical ways you can manage and access your money while you’re travelling. For increased security and flexibility, it's often best to use a combination of these methods:

• Cash Passport
  A cash card that allows you to withdraw local currency from Visa ATMs worldwide.
• Travellers cheques
  A safe and convenient way to carry money overseas, in various world currencies.
• Value+ Credit Card^
  A Visa card you can use around the world for purchases and cash advances wherever Visa is accepted.
• Visa Debit Card
  A Visa card you can use to make purchases and ATM withdrawals from your own account. You can use it anywhere Visa is accepted around the world. 
• Foreign Currency
  We can supply you with banknotes in over 35 currencies.
• Sending Money Overseas
  We can provide you with a variety of trusted and reliable ways to transfer money overseas.

Cash Passport

The ATM Cash Passport* is quite simply a cash card, which you pre-load with funds before you travel. It enables you to obtain local currency from over 1 million Visa ATMs around the world. It's a safer and more convenient way to get cash overseas.

 Key features

• Accepted at over one million VISA ATMs around the world.
• Second (back up) card free of charge (in case you lose the first one).
• PIN protected, ensuring maximum security.
• Available in 7 currencies: AUD, EUR, GBP, USD, NZD, SGD, HKD.
• Easy access to cash, in local currency.
• 24 hour card assistance available from all around the world.

Convenience

A Cash Passport offers all the convenience of plastic cards.

Cards can be purchased in any amount from $100 (AUD) to $25,000 (AUD) and give 24 hour access to your funds at ATMs. You don't have to be over 18, and extra funds can be added as required.

ATM Cash Passport cards can be purchased in US Dollars, British Pounds, Euros, New Zealand Dollars, Hong Kong Dollars, Singapore Dollars, as well as Australian Dollars.

A cardholder website is also available to provide card balances, transaction histories, change PINs and provide ATM locations.

Security

A Cash Passport is not linked to your bank account, so if a card is lost or stolen, no one can access your money (provided the PIN remains secret). For added convenience, you will receive a second card free of charge, so even if one is stolen you can still access your funds. 24 hour support is also available.

Easy to budget

Unlike credit cards, you can't overspend with a Cash Passport so there will be no surprise bills when you get home. The amount of each withdrawal is deducted instantly from the card balance.

Reloadable

You can keep your card for your next trip by simply loading more funds onto it. However, if you do require a refund of the balance you can visit any Newcastle Permanent branch and close the card.

Global Emergency Assistance

Cash Passport comes with free Global Emergency Assistance. This is an emergency service available day or night, designed to make sure that your trip isn't ruined by lost or stolen cards.

Drop into any Newcastle Permanent branch to open a Cash Passport or call 13 19 87.

Here's some more information for you:
*Access Prepaid Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges (including through Newcastle Permanent Building Society Limited (ABN 96 087 651 992, AFSL 238 273)) for the issue of the Cash Passport in conjunction with the issuer, Heritage Building Society Limited (ABN 32 087 652 024, AFSL 240 984). 

You should consider the Product Disclosure Statement for the relevant Cash Passport available at www.cashpassport.com.au before deciding to acquire the product.  Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

Travellers cheques

Travellers cheques are the tried and tested way to take your spending money overseas.

Travellers cheques are accepted at thousands of locations worldwide, including banks and bureaux de change, where you can exchange them for local currency or use them directly to pay for goods or services.

Travellers cheques are the perfect travel companion. They are one of the most convenient ways to carry money, wherever you go. Available in a range of currencies, Travellers cheques are easy to use and ideal to budget.

It's reassuring to know that if your cheques are lost or stolen, it is quick and easy to replace them. The worldwide refund service will help you, 24 hours a day, 365 days a year, wherever you are in the world.

And remember, if you have any unused travellers cheques, you can keep them for your next trip – they are valid forever!

Drop into any Newcastle Permanent branch to purchase travellers cheques or call 13 19 87 for more information

Foreign currency

Another way to organise your overseas spending money is to purchase your foreign currency before you leave. We can supply you with banknotes in over 35 currencies, in a variety of denominations.

Drop in to any Newcastle Permanent branch to order your currency, then allow four business days for delivery.

Here's some more information for you:
Newcastle Permanent Building Society Ltd (ABN 96 087 651 992) as Travelex Holiday Money Agents. Travelex Limited (ABN 36 004 179 953). Product Disclosure Statements (PDS) are available for certain products and can be obtained from any Newcastle Permanent branch, by calling 13 19 87, or from the Travelex website www.travelex.com.au.

Any advice on this web page has been prepared without taking into account your objectives, financial situation or needs. You should consider the appropriateness of the advice having regard to your personal circumstances. You should consider the PDS before deciding whether to acquire or to continue to hold the relevant product.

^Applications for the Value+ Credit Card are subject to Newcastle Permanent's approval. Fees and charges may apply.