Gold Term Interest on Maturity Option Interest Rates

Interest rates for Gold Term Deposit Accounts are based on the prevailing interest rate of the day. Our current interest rates are set out below.

These rates are indicative only. For the most up-to-date information on interest rates applying to our Gold Term Deposit Accounts please contact our Treasury Department on (02) 4927 4559.

Investment Term	Interest Payment Option	Annual Interest Rate (from 08 Sep 2008 to 08 Sep 2008 inclusive)
Investment Term	Interest Payment Option	$100,000 to $200,000 invested (Renewals Only)	$200,000 plus invested
21 - 45 days	On Maturity date	7.65%	7.70%
46 - 75 days	On Maturity date	7.65%	7.70%
76 - 105 days	On Maturity date	7.60%	7.65%
106 - 135 days	On Maturity date	7.70%	7.75%
136 - 165 days	On Maturity date	7.45%	7.50%
166 - 195 days	On Maturity date	7.45%	7.50%
196 - 225 days	On Maturity date	7.00%	7.05%
226 - 255 days	On Maturity date	7.00%	7.05%
256 - 285 days	On Maturity date	7.00%	7.05%
286 - 315 days	On Maturity date	7.00%	7.05%
316 - 345 days	On Maturity date	7.00%	7.05%
346 - 385 days	On Maturity date	7.35%	7.40%
Interest rate for withdrawal of funds prior to the maturity date.		0.50% pa

Gold Term Deposit Monthly, Quarterly, Half Yearly Interest Option Interest Rate

Investment Term	Interest Payment Option	Annual Interest Rate (from 08 Sep 2008 to 08 Sep 2008 inclusive)
Investment Term	Interest Payment Option	$100,000 to $200,000 invested (Renewals Only)	$200,000 plus invested
21 - 45 days	Monthly Interest	N/A	N/A
46 - 75 days	Monthly Interest	N/A	N/A
76 - 105 days	Monthly Interest	7.35%	7.39%
106 - 135 days	Monthly Interest	7.44%	7.49%
136 - 165 days	Monthly Interest	7.21%	7.25%
166 - 195 days	Monthly Interest	7.21%	7.25%
196 - 225 days	Monthly Interest	6.78%	6.83%
226 - 255 days	Monthly Interest	6.78%	6.83%
256 - 285 days	Monthly Interest	6.78%	6.83%
286 - 315 days	Monthly Interest	6.78%	6.83%
316 - 345 days	Monthly Interest	6.78%	6.83%
346 - 385 days	Monthly Interest	7.11%	7.16%
365 days	Quarterly Interest	N/A	7.20%
365 days	Half Yearly Interest	N/A	7.27%
2 years	Quarterly Interest	N/A	6.68%
3 years	Quarterly Interest	N/A	6.63%
4 years	Quarterly Interest	N/A	6.68%
5 years	Quarterly Interest	N/A	6.64%
Interest rate for withdrawal of funds prior to the maturity date.		0.50% pa

Method of calculating interest:

A single, fixed interest rate applies to the whole balance of your account. For more information, see clause 7.7 of the terms and conditions in Part 1 of the Terms and Conditions.

A name you can trust

With Newcastle Permanent you have the added peace of mind that you are dealing with an organisation you know and trust. Newcastle Permanent has obtained a credit rating from Standard & Poor's a globally recognised credit rating agency.
Credit rating: Standard & Poor's BBB+/Stable/A-2.

Newcastle Permanent has also achieved the distinction of becoming the first Australian building society to receive an A grade deposit/issuer investment rating. The long term issuer and deposit rating of A2 was awarded by Moody's Investor Services, a leading global provider of ratings, research and analysis.