Premium Plus Package Interest Rate

Our Premium Plus Package provides a premium product without the premium price tag. In addition to offering one of the lowest ongoing variable rate home loans, our Premium Plus Package provides loads of exclusive benefits and discounts. With the flexibility to choose either a Variable Rate Home Loan, a Line of Credit, or a combination of both, our Premium Plus Package is your total solution.

Premium Plus Package - Variable Rate Loan	Rate	Comparison Rate**
Tier 1*	6.39% p.a.	6.70% p.a.
Tier 2*	6.34% p.a.	6.65% p.a.
Tier 3*	6.24% p.a.	6.55% p.a.
Tier 4*	6.19% p.a.	6.50% p.a.
Rate(s) effective as at 03 Feb 2012

Premium Plus Package - Line Of Credit	Rate
Tier 1*	6.47% p.a.
Tier 2*	6.42% p.a.
Tier 3*	6.32% p.a.
Tier 4*	6.27% p.a.
Rate(s) effective as at 03 Feb 2012

** Comparison Rate calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments.

* Premium Plus Package interest rates are generally determined by combined loan balances at the time you first borrow or as follows:
Tier 1 - combined loan balances below $500,000
Tier 2 - combined loan balances over $500,000
Tier 3 - combined loan balances over $750,000
Tier 4 - combined loan balances over $900,000

Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.