Comparison rate schedule for personal and car loans

Newcastle Permanent aims to provide our Members with a competitive rate for their personal and car loans.

Product Name		Secured Personal Loan - Tier 1*	Secured Personal Loan - Tier 2*	Partially Secured Personal Loan	Unsecured Personal Loan
Annual Percentage Rate		8.74% p.a. Fixed	10.99% p.a. Fixed	12.74% p.a. Fixed	12.74% p.a. Fixed
Amount	Term
$1,500	1 year	28.35%	30.71%	32.54%	32.54%
$2,500	2 years	14.76%	17.06%	18.86%	18.86%
$5,000	2 years	11.68%	13.96%	15.73%	15.73%
$10,000	3 years	9.74%	12.00%	13.76%	13.76%
$15,000	4 years	9.25%	11.51%	13.27%	13.27%
$20,000	4 years	9.12%	11.38%	13.13%	13.13%
$25,000	5 years	8.99%	11.24%	N/A	N/A
$30,000	5 years	8.95%	11.20%	N/A	N/A
$50,000	7 years	8.83%	11.08%	N/A	N/A

Rate(s) effective as at 9 January 2012

*The different secured interest rate tiers are determined by the type of security provided. Please call 131987, or drop into your local Newcastle Permanent branch for further information.

Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.