Home Loan Comparison Table

  Fixed Rate Home Loan Discounted Real Deal Home Loan Real Deal Home Loan Real Options Home Loan Real Equity Credit Facility Premium Variable Home Loan Premium Plus Package Home Loan Premium Plus Package Credit Facility Intro Rate Home Loan
Rate Fixed Variable Variable Variable Variable  Variable  Variable  Variable Variable
Monthly, fortnightly or weekly repayments  yes yes yes yes  No set repayments  yes  yes  No set repayments  yes
Additional repayments allowed* yes yes yes yes No set repayments yes yes No set repayments yes
Redraw facility no yes yes yes yes yes yes yes yes
Interest Offset Account no yes yes yes All in one yes yes All in one yes
Max Loan Term 30 yrs 30 yrs 30 yrs 30 yrs N/A 30 yrs 30 yrs N/A 30 yrs
Min Loan Amount No min $50,000 $50,000 No min $5,000 No min No min No min No min
Combine with other loan types yes yes yes yes yes yes yes yes yes
Establishment Fee NIL NIL NIL NIL NIL NIL Nil Nil NIL
Account Keeping Fees Nil Nil Nil Nil $10/month Nil $375 pa $375 pa Nil
Maximum Loan to Valuation Ratio 95% 95% 95% 95% 90% 95% 95% 90% 95%
Repayment Holidays yes yes yes yes yes yes yes yes yes
Top Up (additional funds) no  yes yes yes yes  yes yes yes yes
Mortgage Portability yes yes yes yes yes yes yes yes yes
Interest Only yes yes yes yes yes yes yes yes yes
  More info More info More info More info More info More info More info More info More info
  View interest rate View interest rate View interest rate View interest rate  View interest rate View interest rate  View interest rate  View interest rate View interest rate

 

 

Home Loan Key Facts Sheets

When choosing a home loan, it's important to work out what you want from your loan and how much it will cost you. Key Facts Sheets present information about our home loans in a standardised format and have been designed to make comparing home loans easier. Generate a Key Facts Sheet based on your preferred loan amount, term and interest rate type.

* some loans have limits

Copyright © Newcastle Permanent Building Society Ltd | ACN 087 651 992 | BSB No. 650 000
Australian Financial Services Licence / Australian Credit Licence 238273