Visit the NGM Group website to view the Constitution for Newcastle Greater Mutual Group Ltd.

Visit the NGM Group website for our latest regulatory disclosure documents.

• Past regulatory disclosures

Visit the NGM Group website to view our Corporate Governance Disclosure Statement.

To view our 2023 Annual Report, visit the NGM Group website. 

For Annual Reports prior to 2023, please get in touch.

Newcastle Permanent is part of Newcastle Greater Mutual Group Ltd (NGM Group). NGM Group will not send physical meeting documents unless you request a copy to be posted (if you have already elected to receive physical documents, you do not need to do so again). You also have the right to elect to no longer be sent the Annual Reports and/or Notice of NGM Group Meetings. If you decide not to receive Notice of NGM Group meetings, you can change your election by contacting us on 13 19 87 and NGM Group will not provide you with notice of meetings. However you can change your mind again at any time.

Annual Reports set out the following information:

• The financial position and performance of NGM Group; and
• The efficiency with which NGM Group is managed; and
• The financial risks to which NGM Group is exposed.

Notice of meetings informs members about matters in relation to which they may wish to attend a meeting. A member of NGM Group who is entitled to attend, and cast a vote at, a meeting may appoint a proxy to attend and vote on your behalf at the meeting.

Attendance at the Annual General Meeting and other meetings of members, of NGM Group enables the members to:

• Participate in the governance of NGM Group;
• Ask questions about, and comment on, the management of NGM Group, its financial standing and performance;
• Ask the auditor of NGM Group questions about the conduct of the audit of the body corporate and the preparation and content of the auditor’s report; and
• Vote on any proposal to amend the constitution of NGM Group or on any other matter in relation to the management of NGM Group.

Members can still elect to receive meeting documents in physical or electronic form.

In order to save paper, we encourage our members to elect to receive electronic communications. To update your communications preferences, request a physical copy of a communication or if you have any queries, please:

• Visit your local branch; or
• Email enquiries@newcastlepermanent.com.au; or
• Update your communication preferences in internet banking.