Terms and conditions

Personal accounts

• Part 1: Key Features Statement and Terms and Conditions for Personal Accounts and Associated Payment Facilities - Download (PDF 1,352kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Personal Accounts - Download (PDF 674kb)
• Part 3: Schedule of Interest Rates for Personal Accounts
• Supplementary 1, 2 & 3 Terms and Conditions for Personal Accounts and Associated Payment Facilities  - Download (PDF 543kb)

Term Deposit and Gold Term Deposit accounts

• Part 1: Key Features Statement and Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download (PDF 162kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Term Deposit and Gold Term Deposit Accounts - Download (PDF 96kb)
• Part 3: Schedule of Interest Rates for Term Deposit and Gold Term Deposit Accounts
• Supplementary 1 Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download (PDF 159kb)

Platinum accounts

• Part 1: Key Features Statement and Terms and Conditions for Platinum Deposit Accounts and associated Payment Facilities - Download (PDF 174kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Platinum Deposit Accounts - Download (PDF 313kb)
• Part 3: Schedule of Interest Rates for Platinum Deposit Accounts
• Supplementary 1, 2, 3 & 4 Terms and Conditions for Platinum Deposit Accounts - Download (PDF 379kb)

Credit Card

• Value+ Credit Card Conditions Of Use - Download (PDF - 209kb)