Terms and conditions

Personal accounts

• Part 1: Key Features Statement and Terms and Conditions for Personal Accounts and Associated Payment Facilities - Download (PDF 390kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Personal Accounts - Download (PDF 257kb)
• Part 3: Schedule of Interest Rates for Personal Accounts
• Supplementary Terms and Conditions for Personal Accounts and associated Payment Facilities - Download (PDF 145kb)

Term Deposit and Gold Term Deposit accounts

• Part 1: Key Features Statement and Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download (PDF 162kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Term Deposit and Gold Term Deposit Accounts - Download (PDF 72kb)
• Part 3: Schedule of Interest Rates for Term Deposit and Gold Term Deposit Accounts
• Supplementary Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download (PDF 159kb)

Platinum accounts

• Part 1: Key Features Statement and Terms and Conditions for Platinum Deposit Accounts and associated Payment Facilities - Download (PDF 174kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Platinum Deposit Accounts - Download (PDF 80kb)
• Part 3: Schedule of Interest Rates for Platinum Deposit Accounts
• Supplementary 1 Terms and Conditions for Platinum Deposit Accounts - Download (PDF 114kb)
• Supplementary 2 Terms and Conditions for Platinum Deposit Accounts - Download (PDF 31kb)

Credit Card

• Value+ Credit Card Conditions Of Use - Download (PDF - 209kb)