Gold Term Deposit

Our Gold Term Deposit is designed for those looking to invest $200,000 or more in a secure investment with a guaranteed rate of return.

Because you are making a substantial investment in a Gold Term Deposit, we can usually offer a higher rate of interest than our premium at call accounts and standard Term Deposit. Your funds are invested for a set term and you earn a fixed rate of interest for the term of your investment. We offer investment terms from 21 days to 385 days and yearly investment terms for up to 5 years.

Product features

Terms 21 to 385 days and yearly investment terms for up to 5 years.
Competitive interest rates
Monthly, quarterly or half yearly interest options.
Flexibility to change term without visiting a branch.
Transaction window is seven days from maturity enabling deposit or withdrawal prior to reinvestment.
No account keeping fees.

Guaranteed return

With a fixed rate of interest for the term of your investment you know exactly how much interest you will earn on your investment, regardless of how interest rates may fluctuate in the market.

Regular income stream

Our Gold Term Deposit offers a choice of interest payment frequencies. This makes our Gold Term Deposit an ideal investment option for any one requiring a regular income stream from their investment.