Car Insurance
We're here to make your life easier when it comes to insurance. That's why we offer three levels of cover depending on your needs and financial situation. All policies offer pay by the month at no extra cost.
Comprehensive Cover
This cover is your top-of-the-line protection with a range of additional benefits. You'll receive cover for your vehicle in the event of accidental damage, fire or theft and for third party property damage, death and bodily injury (if not covered by CTP).
Key benefits
- Agreed value or market value.
- New vehicle replacement following a total loss, if the vehicle is less than 2 years old.
- Additional cover for things like car hire, towing, emergency vehicle repairs, accommodation or transport home after an accident.
- Cover for personal items damaged in an accident or stolen from the vehicle.
Fire, Theft and Third Party Cover
This level offers protection for your vehicle in the event it is damaged by fire or stolen and provides cover for third party property damage, death or bodily injury to other people (if not covered by CTP).
Available if the market value of the car is $8,000 or less.
Key benefits
- Towing and storage of the vehicle following a not at fault accident.
- Cover for your vehicle if it is damaged by an at fault uninsured third party.
- Hire car following a theft
Third Party Property Damage Cover
Provides basic protection for damage your vehicle causes to third party property along with death or bodily injury (if not covered by CTP).

Claims and 24 hour/7 day Claims Assistance Service
These insurance policies are backed by superior claims service and a 24 hour/7 day claims assistance service. This service is provided by Vero Insurance Limited, the issuer of these insurance policies. Just call 1800 021 777.
Arranging a quote or a policy
To find out just how competitive our products really are, ask us for an 'on the spot' quote. Arranging your insurance policy is just as easy. Quotes and cover can be arranged online, by visiting any branch or calling 13 19 87.
If you would like Newcastle Permanent to contact you with a competitive quote when your insurance falls due, you can contact us with your details now.
Do you have an existing quote or policy?
To view your existing quote or purchased policy, click here to login.
Download the Financial Services Guide
Click here to download (PDF 307kb)
To open PDF files, you will require Adobe
® Reader
®. You can download the latest version from the
Adobe website***.
Here's some more information for you:
Newcastle Permanent Building Society Limited ABN 96 087 651 992 acts under its own Australian Financial Services Licence AFSL 238273 in arranging these insurances and under an agreement with the insurer, Vero Insurance Limited ABN 48 005 297 807 AFSL 230859 (Vero). Home, Contents, Car, Travel and Landlord Insurance are issued by Vero. You can get a Product Disclosure Statement (PDS) for these Insurance products from any branch of Newcastle Permanent Building Society or by phoning 13 19 87. You should consider the PDS in deciding whether to buy or continue to hold any of these products.
^ Secure Home Extra has new for old for all contents irrespective of age. Secure Home Elite offers new for old on all contents except clothing and household linen.
† This discount applies to the base premium amount only and does not apply to Stamp Duty, Fire Service Levy or any Government charges.
** Conditions for 10% discount: New Home, Contents, Car or Landlord policies only; Policy must have an inception date in July 2010 or August 2010; The discount applies to the base premiuim amount only and does not apply to Stamp Duty, Fire Service Levy orany Government charges.
***The link provided is to a website controlled or offered by a third party (non-Newcastle Permanent). This link is provided for convenience only and does not represent any endorsement by Newcastle Permanent of the products or services offered by the website owner.