Award Winning Home Loans and Mortgages
Whether you want a variable or fixed rate home loan, a credit facility or the freedom to split your loan, we have award winning home loan packages to suit you. Even if you have a home loan with another lender, switching to Newcastle Permanent is easy as we'll do the work for you.
Premium Plus Package Home Loan – Say hello to a new low!
For a limited time we are offering a special packaged home loan discounted rate of 4.62%p.a.* (comparison rate 4.97%p.a.~) if you have more than 20% equity and a minimum home loan of $250,000.
Also, for a limited time, if you have 10% equity or more we are waiving the minimum loan amount required to access Premium Plus Package Tier 4 rate.†
||Comparison Rate ~
|Package Tier 1
|Package Tier 2
|Package Tier 3
|Package Tier 4
^Premium Plus Package Tiers are determined by your combined total home loan balances.
Tier 1 - combined loan balances below $500,000
Tier 2 - combined loan balances over $500,000
Tier 3 - combined loan balances over $750,000
Tier 4 - combined loan balances over $900,000
Here's some more information for you:
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
~ The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. A Comparison Rate Schedule is available at any Newcastle Permanent branch or can be downloaded from our website at www.newcastlepermanent.com.au WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
*Minimum loan size $250,000 with maximum LVR 80% (more than 20% equity). Applications for finance are subject to Newcastle Permanent’s normal credit approval process. Terms and conditions, fees and charges apply.
† Maximum LVR of less than or equal to 90% (10% equity or more). Applications for finance are subject to Newcastle Permanent’s normal credit approval process. Terms and conditions, fees and charges apply.
Interest rates effective as of 19/12/2014 and are subject to change without notice.