Home Loans and Mortgages

We have an award winning range of home loans to help you live the life you want. Whether you are a first home buyer, upgrading your home, building or renovating, investing or refinancing we have a range of solutions for you. 

Home Loan features at a glance

View the features of our home loans with our easy to view home loan comparison table.

Award Winning Home Loans 

We have been awarded Cheapest Home Loan Package (Non Bank) in Money magazine's Best of the Best Awards 2011 and 2012 for our Premium Plus Package. A number of our home loans have been recognised by Canstar as some of the best in the country, illustrated by the 5 Star rating they have received. Read more about our Award Winning Home Loans.

Home Loan Offers

Premium Plus Package Home Loan

Our Premium Plus Package Home Loan comes with loads of exclusive benefits on a range of banking products, and gives you the choice of a low rate variable home loan or a line of credit option.

Apply for a new Premium Plus Package Home Loan before the end of February 2012^ and take advantage of a special interest rate*.

Interest rates start from 0.85%p.a. below the Premium Variable Home Loan interest rate or 0.75%p.a. below the Real Equity Line of Credit interest rate.

Discounted Real Deal Home Loan

The Real Deal Home Loan has a broad appeal and is ideally suited to those seeking a low ongoing variable rate and long term savings on their loan.

Apply for a new Discounted Real Deal Home Loan and get 0.25%p.a. discount off the standard Real Deal Home Loan interest rate for the first 3 years of the loan.

Home Loan Calculators

Use our Home Loan Calculators to get a monthly repayment estimate, and find out how much you may be able to borrow based on your income. View our Home Loan Calculators.

Home Loan Key Facts Sheets

When choosing a home loan, it's important to work out what you want from your loan and how much it will cost you. Key Facts Sheets present information about our home loans in a standardised format and have been designed to make comparing home loans easier. You can generate a Key Facts Sheet based on your preferred loan amount, terms and interest type by clicking here.

Enquire now for a Home Loan or Mortgage

Enquire today for a home loan through Newcastle Permanent.

Here's some more information for you:
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.
* Premium Plus Package Tiers are determined by your combined total home loan balances and available to new applicants.
^Offer available for loan applications approved by 29 February 2012 and for new loans only.