Award Winning Home Loans and Mortgages

Whether you want a variable or fixed rate home loan, a credit facility or the freedom to split your loan, we have award winning home loan packages to suit you. Even if you have a home loan with another lender, switching to Newcastle Permanent is easy as we'll do the work for you.

Premium Plus Package Home Loan – Say hello to a new low!

For a limited time we are offering a special packaged home loan discounted rate of 3.99%p.a.* (comparison rate 4.35% p.a.~) for new borrowers applying for an owner occupied home loan with a minimum new loan size of $150,000 or more. Offer is also available for existing borrowers of owner occupied loans who apply for the special package and increase their loan with us by $150,000 or more.

Package Tier^ Rate Comparison Rate ~
Package Tier 1 4.62%p.a. 4.97%p.a.
Package Tier 2 4.57%p.a. 4.92%p.a.
Package Tier 3 4.47%p.a. 4.82%p.a.
Package Tier 4 4.42%p.a. 4.77%p.a.

^Premium Plus Package Tiers are determined by your combined total home loan balances.
Tier 1 - combined loan balances below $500,000
Tier 2 - combined loan balances over $500,000
Tier 3 - combined loan balances over $750,000
Tier 4 - combined loan balances over $900,000


Here's some more information for you:
Applications for finance are subject to Newcastle Permanent's normal credit approval process. Full Terms and Conditions will be included with our loan offer. Fees and charges are payable. Loans for commercial purposes are excluded.

~ The Comparison Rate is calculated on a loan amount of $150,000 for a term of 25 years based on monthly repayments. A Comparison Rate Schedule is available at any Newcastle Permanent branch or can be downloaded from our website at WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
* Discounted interest rate available for new borrowers applying for or refinancing an owner occupied loan to a Premium Plus Package Home Loan. Conversions from an existing Newcastle Permanent loan to the Premium Plus Package are not eligible to receive the special pricing discount unless their borrowings with Newcastle Permanent are for an owner occupied loan and are increasingtheir loan by $150,000 or more. Applications for finance are subject to Newcastle Permanent’s normal credit approval process. Terms and conditions, fees and charges apply.

Interest rates effective as of 27/11/2015 and are subject to change without notice.



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