Home Loan Advice from our Lending Managers
View our latest Home Loan tips from our Community Lending Managers.
Newcastle Permanent will walk you through the process for getting a home loan. Learn about the different kinds of insurance options available, including home insurance and personal insurance. Home loans to help you live the life you want to.
Learn more about:
Part 1. First home buyers
This video, the first part of our home loan series, helps address questions such as: How much deposit will I need? What is the home loan process? Do I need mortgage insurance? What costs will I have to consider?
Part 2. The application process
This video looks at the documents required when applying; the consideration of personal circumstances; and the concept of preapproval.
Part 3. Types of Home Loans
How do I choose a home loan? Fixed vs. variable rate home loans and the advantages/disadvantages of each. What other type of home loans are available?
Part 4. Purchasing a home
The purchase of a home is a significant purchase. It is important to research and compare both the type of home loan that is suitable, and the vendor offering.
Part 5. How a mortgage offset account works
How do I pay off my home loan sooner? Should I make extra payments? This video helps to address these questions.
Part 6. The risks associated with a home loan
This video considers the risks when buying a home, and talks about insurance options available.
Part 7. Other things to consider when purchasing a home
Lifestyle changes, over-committing and change of personal circumstances. This video explains that it is a good idea to test yourself with a savings plan over a period of time before purchasing a home to ensure that you are comfortable meeting the repayments.
Meet our Community Lending Managers
How to apply
To get started, simply complete our home loan enquiry form online to speak to our Mobile Lenders. At this stage, we only require you to provide:
- An indication of the home loan you require.
- Your contact details.
- Your employment status.
To apply for a home loan you must be over 18 years of age. Parents or guardians may be eligible to apply for a home loan on behalf of a minor. Please contact us on
13 19 87 for more information.
This form is secure and any information you provide will only be distributed within Newcastle Permanent in order to start your application.
