Value+ Credit Card
Our Value+ Credit Card is a low rate Credit Card designed to make your life a little easier. The Value+ Credit Card offers one of the lowest rates in the country on all your purchases and cash advances as well as up to 55 days interest free for purchases.
Benefits
- A low rate credit card for all your transactions, cash advances and balance transfers.
- One fee for up to four (4) cards.
- Up to 55 days interest free on purchases.
- Free Phone and Internet Banking.
Product features
There may be other fees payable. Please refer to the Value+ Credit Card fees and charges brochure
Apply today for our low rate Value+ Credit Card
You can apply online now, or print an application form and return it to us. Learn more about how to apply for our low rate Value+ Credit Card.
Balance Transfers
Transfer your store or other credit card balances over to Newcastle Permanent's great low rate credit card. Simply complete and return a balance transfer application form.
Credit Limit Increase
You can also apply to increase your credit limit on your existing Newcastle Permanent Value+ Credit Card by completing a credit limit increase application form.
Interest rates
We offer competitive low rates of interest for our Value+ Credit Card.
Visa Easy Payment Service
A new 'No Sign, No PIN' payment system for transactions up to $35 has recently been introduced.
This payment service is known as 'Fast Pay' at some Coles, Kmart and McDonald's outlets.
Fast Pay enables cardholders to make purchases of $35 or less without the need to sign or enter a PIN, by using the ‘credit’ button at a participating merchant.
Fast Pay is not available where cash out is required.
Fast Pay is currently offered by major chains including Coles supermarkets, McDonalds restaurants and Kmart stores. It is expected that other high-volume merchants such as supermarkets, department store, fast food outlets and taxis to begin offering Fast Pay soon.
Although the member is not required to verify the purchase with a signature or PIN, the transaction is still electronically authorised through our usual systems. Transactions are also limited to amounts of $35 or less to reduce the risk of loss.
Loss of Card
Please report lost or stolen Newcastle Permanent Value+ Credit cards immediately on 13 19 87 (or if overseas call +61 2 4907 6501). This service is open 24 hours.
Terms and Conditions
Please read the Value+ Credit Card Conditions Of Use.
To open PDF files, you will require Adobe® Reader®. You can download the latest version from the Adobe website*.
Here's some more information for you:
Applications are subject to Newcastle Permanent’s normal credit approval process. Fees and charges are payable. Full Conditions Of Use are available on request and will be included in any loan offer.
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