Value+ Credit Card

Our Value+ is a low rate Credit Card designed to make your life a little easier. Value+ offers one of the lowest rates in the country on all your purchases and cash advances as well as up to 55 days interest free for purchases.

Benefits

  • A low rate credit card for all your transactions, cash advances and balance transfers.
  • One fee for up to four (4) cards.
  • Up to 55 days interest free on purchases.
  • Free Phone and Internet Banking.
  • Personalise your credit card with your favourite image through MyDesign

Product features

Purchase rate

View the Value+ Credit Card Purchase rate

Annual fee

$45

Interest free days

Up to 55 interest free days for purchases

Minimum credit limit

$500 subject to approval

Maximum credit limit

$20,000 subject to approval

Standard Balance transfer rate

View the Standard Balance transfer rate

Cash advance rate

View the Cash advance rate

Additional cards

Up to 3

Type of card

Visa Credit Card

Access and transactions

- Internet Banking
- Phone Banking
- BPAY®
- Over the counter at any of our branches

There may be other fees payable. Please refer to the Value+ Credit Card fees and charges brochure

Apply today for our low rate Credit Card

You can apply online now, or print an application form and return it to us. Learn more about how to apply for our low rate Credit Card.

Balance Transfers

Transferring store or other credit card balances over to Newcastle Permanent's great low rate credit card can save you time and money.

All you need to do is simply complete and return a Balance Transfer application and let us do the rest.

Interest rates

We offer competitive low rates of interest for our Value+ Credit Card.

Terms and Conditions

Value+ Credit Card Conditions Of Use (PDF - 209kb)

To open PDF files, you will require Adobe® Reader®. You can download the latest version from the Adobe website*.
Here's some more information for you:
Applications are subject to Newcastle Permanent’s normal credit approval process. Fees and charges are payable.  Full Conditions Of Use are available on request and will be included in any loan offer.
® Registered to BPAY Pty Ltd ABN 69 079 137 518
*The link provided is to a website controlled or offered by a third party (non-Newcastle Permanent). This link is provided for convenience only and does not represent any endorsement by Newcastle Permanent of the products or services offered by the website owner.
INTERNET BANKING

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