Terms and Conditions

As a mutual organisation, Newcastle Permanent is owned by and run for the benefit of its members. We do not have shareholders, which means all our focus is on providing better value to you. We aim to provide competitive rates and low fees on all savings, investment and transaction accounts.

Business accounts

• Part 1: Key Features Statement and Terms and Conditions for Business Cheque Account, Business Cash Management Account, Club Account, Trust Accounts and Associated Payment Facilities - Download (PDF 410kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for the Business Cheque Account, Business Cash Management Account, Club Account and Trust Accounts - Download (PDF 908kb)
• Part 3: Schedule of Interest Rates for Business Cheque Account, Business Cash Management Account and Trust Accounts
• Business supplementary Terms and Conditions

Term Deposit and Gold Term Deposit accounts

• Part 1: Key Features Statement and Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download
• Part 2: Schedule of Fees, Charges and Daily Limits for Term Deposit and Gold Term Deposit Accounts - Download 
• Part 3: Schedule of Interest Rates for Term Deposit and Gold Term Deposit Accounts 
• Supplementary 1 Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download

Platinum accounts

• Part 1: Key Features Statement and Terms and Conditions for Platinum Deposit Accounts and associated Payment Facilities - Download
• Part 2: Schedule of Fees, Charges and Daily Limits for Platinum Deposit Accounts - Download 
• Part 3: Schedule of Interest Rates for Platinum Deposit Accounts 
• Supplementary 1, 2, 3 & 4 Terms and Conditions for Platinum Deposit Accounts - Download (PDF 379kb)

Credit Card

• Business+ Credit Card Conditions Of Use - Download (PDF - 168kb)

Here's some more information for you:
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