Terms and Conditions

Business accounts

• Part 1: Key Features Statement and Terms and Conditions for Business Cheque Account, Business Cash Management Account, Club Account, Trust Accounts and Associated Payment Facilities - Download (PDF 410kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for the Business Cheque Account, Business Cash Management Account, Club Account and Trust Accounts - Download (PDF 305kb)
• Part 3: Schedule of Interest Rates for Business Cheque Account, Business Cash Management Account and Trust Accounts
• Supplementary Terms and Conditions for Business Cheque Account, Business Cash Management Account, Club Account, Trust Accounts and Associated Payment Facilities - Download (PDF 31kb)

Term Deposit and Gold Term Deposit accounts

• Part 1: Key Features Statement and Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download (PDF 115kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Term Deposit and Gold Term Deposit Accounts - Download (PDF 421kb)
• Part 3: Schedule of Interest Rates for Term Deposit and Gold Term Deposit Accounts 
• Supplementary Terms and Conditions for Term Deposit and Gold Term Deposit Accounts - Download (PDF 159kb)

Platinum accounts

• Part 1: Key Features Statement and Terms and Conditions for Platinum Deposit Accounts and associated Payment Facilities - Download (PDF 174kb)
• Part 2: Schedule of Fees, Charges and Daily Limits for Platinum Deposit Accounts - Download (PDF 80kb)
• Part 3: Schedule of Interest Rates for Platinum Deposit Accounts 
• Supplementary 1 Terms and Conditions for Platinum Deposit Accounts - Download (PDF 114kb)
• Supplementary 2 Terms and Conditions for Platinum Deposit Accounts - Download (PDF 31kb)